An FHA loan is a mortgage insured by the Federal Housing Administration. It's designed to help people — especially first-time homebuyers — purchase a home even if they don’t have perfect credit or a large down payment.

Look into FHA loan to understand if it's the right choice for you!

FHA loans are government-backed mortgages designed to help people buy homes with low down payments and flexible credit requirements. Ideal for first-time buyers, they allow as little as 3.5% down and are available through approved lenders across the U.S.

✅ Key Benefits:

Low Down Payment: As little as 3.5% if your credit score is 580 or higher.

Flexible Credit Requirements: You can qualify with a lower credit score than with a conventional loan.

Assumable Loans: FHA loans can be transferred to a qualified buyer, which is helpful if rates go up.

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