Dreaming of owning your own home? With the FHA $100 Down Program, you can take the first step toward financial independence with minimal upfront costs.

How the García Family Turned Their Homeownership Dream into Reality with the FHA $100 Down Program

The García family moved to the United States with hopes of building a better future but found the high upfront costs of buying a home overwhelming. In 2025, they discovered the FHA $100 Down Program – a unique opportunity that allowed them to purchase a $280,000 home with just a $100 down payment, instead of the typical 3.5%. This program also enabled them to include $12,000 in renovation costs through FHA 203(k) financing, transforming their new house into the perfect home for their family.

Key Program Requirements:

The buyer must use the home as their primary residence.

They must not have owned a home in the past 12 months.

A full-price offer must be submitted through a HUD-approved real estate agent.

Today, the García family proudly owns their first home, creating a stable foundation for their future in the United States.

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This article was created with AI assistance and reviewed by a human for accuracy and clarity.